comprehensive insurance
comprehensive insurance — noun
1. a type of car insurance that pays for damage to your own vehicle as well as dama
a type of car insurance that pays for damage to your own vehicle as well as damage to other vehicles and injuries to other people, whether or not you caused the accident
Adina pays for comprehensive insurance to protect her new car against any damage.
reason for choosing comprehensive insurance
When a tree fell on Henrik's car, his comprehensive insurance paid for the repairs.
comprehensive insurance + covers cost of repairs
Comprehensive insurance costs more than basic cover, but it also protects your own car.
comparison: comprehensive vs basic insurance
After thieves stole Hannah's car, her comprehensive insurance paid for a replacement.
comprehensive insurance covers theft
- take out comprehensive insurance
- comprehensive insurance policy
- comprehensive cover
- comprehensive car insurance
- fully comprehensive insurance
- fully comprehensive cover
more common in British English; same meaning but slightly more formal
- fully comp
informal abbreviation, mainly used in the UK ('I drive on fully comp')
- third-party insurance
covers damage to other people and their property but NOT your own vehicle
- third-party, fire and theft
a middle-level cover that adds fire and theft protection but still excludes your own accident damage
Grammar Patterns
comprehensive insurance + verb
Usage Note
Uncountable noun — you cannot say 'a comprehensive insurance'. Use 'a comprehensive insurance policy' when referring to a specific plan.