improvidence
improvidence — noun
1. the tendency to live for today without putting anything aside for what lies ahea
the tendency to live for today without putting anything aside for what lies ahead, often showing up as careless spending
Kemi's improvidence meant she had no savings when her car broke down.
Valentina regretted her improvidence after spending her entire paycheck on a weekend trip.
improvidence with [resource]
A manufacturing firm's improvidence during the boom — no savings, ageing equipment — meant closure when orders collapsed.
Ingrid's improvidence with the household budget forced the family to borrow from relatives.
Years of improvidence — eating out daily, never saving — had stripped the elderly couple of any cushion for retirement.
- short-sightedness
less formal; can apply to any kind of poor planning, not only financial
- profligacy
emphasises reckless extravagance and waste, stronger negative charge
- thriftlessness
very close in meaning but rarer and narrower — focuses on failure to save money
- imprudence
broader term for lack of caution; not limited to money or future planning
- providence
the direct opposite: careful preparation for future needs
- thrift
the habit of saving money and using it carefully
- foresight
the general ability to plan ahead, without the financial emphasis
用法筆記
Typically uncountable; describes a long-standing pattern of behaviour rather than a single careless act.