savings

savings — noun

1. Money that you keep in a bank or similar financial organization because you plan

1.名詞A2
釋義

Money that you keep in a bank or similar financial organization because you plan to use it later instead of spending it now.

例句

Mei-Lin deposits ten percent of her salary into her savings every month.

collocation: deposit into savings

After three years of careful planning, the Watanabe family had enough savings to buy a house.

同義詞
  • nest egg

    informal; refers to savings kept for a specific future goal like retirement

  • reserves

    suggests money kept for emergencies rather than general future use

  • funds

    broader term; any available money, not necessarily saved over time

反義詞
  • debt

    money owed rather than money saved

  • expenses

    money spent, the opposite of saving

文法句型

someone's savings + verb (plural)

put/deposit/keep + savings + in/into [account]

用法筆記

Frequently used in the plural form even when referring to a single sum of money. 'Savings' takes a plural verb: 'My savings are in the bank.'

常見錯誤

❌I keep my saving in the bank.
✅I keep my savings in the bank.
💡The noun is almost always plural when referring to accumulated money.
❌She spent all her saved money.
✅She spent all her savings.
💡Use 'savings' as a noun rather than the participle 'saved'.

2. An amount of money that you do not need to spend, usually because you found a ch

2.名詞B1
釋義

An amount of money that you do not need to spend, usually because you found a cheaper way to buy something or used fewer resources than expected.

例句

By using reusable containers, the restaurant made significant savings on packaging costs.

collocation: make savings on [something]

Dmitri checked the fuel savings before deciding to buy the electric car.

collocation: fuel savings

同義詞
  • economy

    often used in British English; 'economies of scale'

  • reduction

    broader — any decrease, not necessarily financial

  • discount

    a reduction in price, usually one-time rather than ongoing savings

反義詞
  • cost

    the amount you have to pay, rather than the amount you avoid paying

  • loss

    money lost, opposite of money saved

文法句型

make/achieve/produce + savings + on/in [area]

cost savings + verb (plural)

用法筆記

Common in business and financial contexts. Often appears with a modifier specifying the area (fuel savings, cost savings, energy savings). Unlike sense 1, this sense focuses on the amount not spent rather than accumulated money.

常見錯誤

❌The saving on electricity was huge.
✅The savings on electricity were huge.
💡Even in this sense, the plural form 'savings' is standard.
❌We made big saves on energy this year.
✅We made big savings on energy this year.
💡Use 'savings', not 'saves', as the noun form.