savings account

IPA/ˈseɪvɪŋz əkaʊnt/
IPA/ˈseɪvɪŋz əkaʊnt/

savings account — noun

1. When you put money into this account at a bank, the bank pays you extra money ca

1.名詞B1
釋義

When you put money into this account at a bank, the bank pays you extra money called interest on the amount you leave there. People normally use this account for money they want to hold onto, not for spending on daily items.

例句

Samir opened a savings account at the credit union to save for a house.

collocation: open + savings account

The bank offers a savings account with a competitive interest rate for students.

collocation: offer + savings account + interest rate

同義詞
  • deposit account

    more common in British English; slightly more formal

  • interest-bearing account

    broader term; includes accounts that pay interest but may not be limited to savings, such as money market accounts

反義詞

文法句型

[determiner] + savings account

用法筆記

Frequently used with the verb 'open' to start one, and 'deposit' or 'transfer' to add money. Unlike a checking account, a savings account usually limits how many withdrawals you can make each month without a fee.

常見錯誤

❌I put the money in my save account.
✅I put the money in my savings account.
💡The noun is always 'savings' (plural) in this compound, even though you have one account.
❌I need a saving account for my college fund.
✅I need a savings account for my college fund.
💡Use the plural form 'savings' before 'account'.