insolvency

/ɪnˈsɒlvənsi/ (bre, ipa) · /ɪnˈsɑːlvənsi/ (ame, ipa) · /(ˌ)in-ˈsäl-vən(t)-sē -ˈsȯl-/ (ame, mw)

insolvency — 名詞

  • insolvencysingular
  • insolvenciesplural

1. a financial situation in which a person or business cannot pay debts or other bi

1.名詞C1
釋義

無力償債

無法支付到期債務的狀態

a financial situation in which a person or business cannot pay debts or other bills when they are due

例句

Romi's small cafe faced insolvency after months of rising food costs.

Romi 的小咖啡館在食材成本連月上升後面臨無力償債。

collocation: face insolvency

Auditors warned that the airline was close to insolvency by autumn.

審計人員警告，這家航空公司到了秋天可能接近無力償債。

pattern: close to insolvency

同義詞
  • bankruptcy

    more legal and formal; often refers to the court status or process after insolvency

  • default

    narrower; usually failure to pay one loan or obligation rather than an overall financial state

  • financial collapse

    broader and less technical; can describe a serious failure without the legal meaning

反義詞
  • solvency

    direct opposite; having enough money or assets to pay debts

文法句型

face insolvency

go into insolvency

close to insolvency

用法筆記

Common in business and legal writing, especially about companies. Bankruptcy usually names the formal court process, while insolvency focuses on being unable to pay what is owed.

常見錯誤

❌The company entered bankruptcy as soon as cash ran short.
✅The company entered insolvency as soon as it could not pay its bills.
💡insolvency names the financial state, while bankruptcy is the formal legal process.