non-performing
non-performing — adjective
1. used for a loan, investment, or business asset that is no longer bringing in the
used for a loan, investment, or business asset that is no longer bringing in the money or repayment people expected from it.
The bank sold its non-performing loans to another company last year.
non-performing + loan
After six quiet months, the hotel became a non-performing asset for Ezra.
became a non-performing asset
Saira warned that the shopping center could soon turn into a non-performing investment.
The investor finally sold the non-performing shares after two years of weak returns.
Anthony's small branch remained non-performing through the winter despite lower rents.
- underperforming
broader and less technical; it can describe people, teams, or companies, not only financial assets
- unprofitable
stronger on losing money; 'non-performing' can also focus on missing an expected repayment or return
- defaulted
narrower and mainly used for loans where required payments have not been made
- profitable
making money or bringing in a positive return
- income-producing
emphasises that the asset is actively generating money
文法句型
non-performing + loan / asset / investment
become / remain non-performing
用法筆記
Usually used before nouns such as loan, asset, share, or branch in business and finance writing. It often suggests that expected income or repayment has stopped or has fallen well below what was hoped for.