premiums
premiums — noun
- premiumssingular
- premiumsesplural
1. an amount of money added to the usual price, especially when something is diffic
an amount of money added to the usual price, especially when something is difficult to find or has special qualities that people are willing to pay more for.
Fans paid a premium for front-row seats at the pop star's farewell concert.
pay a premium for [something]
During winter, fresh strawberries sell at a premium in most supermarkets.
sell at a premium
Home buyers often pay a premium for houses located near good public schools.
The couple paid a premium for a room with a view of the Eiffel Tower.
文法句型
pay a premium for something
be at a premium
cost a premium
用法筆記
Often appears in the fixed phrase 'at a premium', which can mean either 'at a higher price than usual' or 'in short supply'.
常見錯誤
2. a regular amount of money that a person or business pays to an insurance company
a regular amount of money that a person or business pays to an insurance company in exchange for financial protection against future accidents, illness, loss, or damage.
Nadia pays her car insurance premium in monthly installments rather than yearly.
pay [type] insurance premium
Health insurance premiums have risen sharply for small business employees this year.
insurance premiums (plural)
After the accident, Diego's insurance premium went up by nearly thirty percent.
The company offers to cover the full premium for workers who join the health plan.
Life insurance premiums are lower for younger people in good health.
- insurance payment
a more literal and general term
- coverage cost
focuses on the cost of protection, used in insurance discussions
文法句型
pay a premium
insurance premium(s)
用法筆記
In this sense 'premium' is countable and frequently appears in the plural form 'premiums'. The compound 'insurance premium' is common — the type of insurance (health, car, life) usually comes before 'premium'.
常見錯誤
3. a type of car fuel that has a higher octane rating and is more efficient than re
a type of car fuel that has a higher octane rating and is more efficient than regular fuel, often recommended for high-performance engines.
Kenji always puts premium fuel in his sports car for better engine performance.
put premium fuel in [vehicle]
The mechanic told Amara that her old sedan did not really need premium gasoline.
Premium costs about fifty cents more per gallon than regular unleaded fuel.
Some drivers believe premium gasoline helps their engines run more smoothly.
- high-octane fuel
technical term referring to the octane rating
- super unleaded
common term in British English
- regular fuel
standard grade of gasoline with a lower octane rating
- unleaded
standard fuel without lead additives
文法句型
premium fuel
premium gas
premium gasoline
用法筆記
In American English, this sense is often shortened to just 'premium' used as an adjective before 'gas', 'gasoline', or 'fuel'. In British English, 'super unleaded' or 'high-octane fuel' is more common.
常見錯誤
4. something extra, such as a gift, bonus, or special benefit, given to encourage s
something extra, such as a gift, bonus, or special benefit, given to encourage someone to buy a product, sign a contract, or take a particular action.
The store gives customers a premium of bonus points for every dollar they spend.
give [someone] a premium of [something]
Omar received a premium of two free movie tickets when he renewed his subscription.
Credit card companies offer travel rewards as a premium to attract new cardholders.
The phone company gave a free speaker as a premium for signing a two-year contract.
Ananya earned a premium of extra vacation days for completing the training program on time.
文法句型
offer a premium
receive a premium
give [someone] a premium
常見錯誤
premiums — adjective
- premiumspositive
- more premiumscomparative
- most premiumssuperlative
1. of the highest quality or standard available, used especially to describe produc
of the highest quality or standard available, used especially to describe products or services that cost more than the basic version because they offer better materials, features, or comfort.
The hotel offers premium rooms with private balconies and ocean views.
premium + noun (rooms)
Jack chose a premium streaming service that includes live sports and recent movies.
Premium ingredients like fresh herbs and imported cheese make this pizza special.
Nadia ordered the premium package, which includes same-day delivery and gift wrapping.
The airline's premium economy seats offer extra legroom and better meal options.
- superior
better than average in quality, slightly more formal
- top-quality
emphasises being the best available
- high-end
expensive and of high quality, common in product marketing
- luxury
suggests great comfort and expense, stronger than 'premium'
文法句型
premium + noun
用法筆記
The adjective 'premium' is used only before a noun (attributive position). It is not used after a linking verb — we say 'This is a premium product', not 'This product is premium' in standard English.