guarantor
/ˌɡærənˈtɔː(r)/ (bre, ipa) · /ˌɡærənˈtɔːr/ (ame, ipa) · /ˌger-ən-ˈtȯr ˌgär-, ˌga-rən-; ˈger-ən-tər, ˈgär-, ˈga-rən-/ (ame, mw)
guarantor — 名詞
- guarantorsingular
- guarantorsplural
1. a person or organization that promises to repay a debt if the original borrower
保證人
承諾在借款人違約時代為償還債務的人或機構
a person or organization that promises to repay a debt if the original borrower fails to do so — the guarantor is legally required to cover the unpaid amount.
The bank requires a guarantor before approving a loan for a new business.
銀行在核准新企業貸款前要求提供保證人。
require a guarantor before [financial action]
Diego's parents acted as guarantors for his student loan at the local bank.
Diego 的父母在當地銀行擔任他就學貸款的保證人。
If the borrower stops paying, the guarantor must repay the remaining balance.
如果借款人停止還款，保證人必須償還剩餘的欠款。
Emma signed the document to become a guarantor for her brother's mortgage.
Emma 簽署文件，成為她哥哥房貸的保證人。
Small businesses often struggle to find a guarantor willing to take the risk.
小型企業往往難以找到願意承擔風險的保證人。
- co-signer
a co-signer signs the loan with the borrower and shares responsibility from the start, whereas a guarantor steps in only after default
- surety
more formal and legal — a surety is bound to pay the debt if the principal fails; often interchangeable but more common in legal documents
- backer
informal — a backer provides money but may not have a signed legal promise
文法句型
guarantor for + loan / mortgage
用法筆記
This is the most common sense in everyday language. In legal terms, a guarantor is different from a co-signer: a guarantor is only required to pay after the borrower has defaulted, while a co-signer shares responsibility from the start.
常見錯誤
2. a person who formally agrees to take responsibility for someone else — for examp
擔保人
為他人或其財物承擔正式責任的人
a person who formally agrees to take responsibility for someone else — for example, vouching for that person's character, behaviour, or ability to meet the terms of an agreement.
Arjun asked his former professor to be a guarantor for his visa application.
Arjun 請他以前的大學教授擔任簽證申請的擔保人。
guarantor for [person / application]
Kwame's sister agreed to act as a guarantor when he rented his first apartment.
Kwame 的姊姊同意在他租第一間公寓時擔任擔保人。
Without a guarantor, Mei-Lin could not enroll in the exchange program.
沒有擔保人，Mei-Lin 就無法參加交換計劃。
The refugee resettlement agency served as a guarantor for the family's housing.
難民安置機構為該家庭的住房擔任擔保人。
Omar's employer became his guarantor for the rental contract on the office space.
Omar 的雇主成為他辦公室空間租約的擔保人。
文法句型
guarantor for + noun/person
用法筆記
Frequently appears in the pattern 'act as / serve as a guarantor for + person or purpose.' Unlike sense 1, this sense does not involve a financial promise to repay a loan.
常見錯誤
3. a person or organization that makes certain something will happen or that a part
保證者
確保事項發生或標準受保護的人或機構
a person or organization that makes certain something will happen or that a particular standard, right, or quality is preserved — for example, a body that guarantees a fair election or a committee that protects academic standards.
The committee appointed Dr. Wei as the guarantor of academic standards at the university.
委員會任命 Wei 博士為大學學術標準的保證者。
guarantor of [abstract noun]: standards / peace / rights
The United Nations acts as a guarantor of peace in the conflict region.
聯合國在衝突地區扮演和平保證者的角色。
Local election monitors served as guarantors that the vote would be fair.
地方選舉觀察員擔任投票公正性的保證者。
The constitution is meant to be a guarantor of every citizen's basic rights.
憲法是每位公民基本權利的保證者。
An independent press is often called a guarantor of democracy in open societies.
獨立媒體常被稱為開放社會中民主的保證者。
- underwriter
more specific — an underwriter also bears financial risk, while a guarantor may give a non-financial assurance
- sponsor
wider — a sponsor provides money or support rather than a formal assurance
- backer
informal — a backer supports an idea or project, often with money or influence
文法句型
guarantor of + noun phrase
用法筆記
Common with an of-phrase naming the outcome or value being protected. Subject is often an institution, law, or role rather than an individual.