bank card
Word family
- debit cardnounA2
- credit cardnounA2
- cash cardnounB1
- ATM cardnounB1
- payment cardnounB1
Synonym discussion
Sense: noun/1
A bank card is the general term for any plastic payment card that a bank provides. A debit card is the most common type — it takes money directly from your current account when you spend. A credit card allows you to borrow money from the bank up to a set limit and pay it back later, often with interest if you do not pay in full. A cash card (mainly used in British English) is usually limited to withdrawing money from an ATM and may not work for in-store purchases. In Taiwan, for example, a standard 'bank card' (jinrong ka) acts as a debit card linked to a savings account, while credit cards (xinyong ka) are separate products. When you hear someone say 'I paid with my bank card', they almost always mean a debit card.
Common collocations
Nouns
- bank card payment
- bank card number
- bank card issuer
- bank card holder
- bank card application
Phrases
- pay by bank card
- lose your bank card
- apply for a bank card
- activate a bank card
- report a lost bank card
Prepositions
- by bank card
- on your bank card
Etymology
The word 'bank' goes back to the Italian 'banca', meaning a bench or counter where moneylenders exchanged coins. 'Card' comes from the Latin 'charta' (a sheet of papyrus or paper). The compound 'bank card' appeared in the middle of the 20th century, after banks began issuing plastic cards to customers for cash withdrawals and payments.
First known use
1947
1947, in the meaning defined above