microloan

IPA/ˈmaɪ.krəʊ.ləʊn/
IPA/ˈmaɪ.kroʊ.loʊn/

microloan — noun

  • microloansingular
  • microloansplural

1. a very small sum of money lent at low interest, usually to someone starting a ti

1.名詞C1
釋義

a very small sum of money lent at low interest, usually to someone starting a tiny business in a poor area who cannot borrow from a regular bank.

例句

Mayumi used a $200 microloan to buy a sewing machine and start her tailoring shop.

use a microloan to + verb (state purpose)

The charity offers microloans to farmers in rural Bangladesh who own only a small plot of land.

offer microloans to + group (typical agent + recipient)

同義詞
  • microcredit

    near-synonym; often refers to the whole lending system rather than one specific loan

  • small-business loan

    broader; can be much larger and is not tied to poverty-reduction contexts

文法句型

receive/get/give/offer a microloan

a microloan of [amount]

microloan from/to

用法筆記

Typically refers to amounts under a few thousand dollars; almost always discussed in the context of poverty reduction, developing economies, or first-time entrepreneurs who lack collateral. Plural 'microloans' is common when describing a program rather than a single transaction.

常見錯誤

❌The bank gave the corporation a microloan of two million dollars.
✅The bank gave the corporation a loan of two million dollars.
💡'microloan' implies a very small amount, typically under a few thousand dollars; large sums are just 'loans'.
❌Joaquín borrowed a microloan from his cousin to fix his car.
✅Joaquín borrowed money from his cousin to fix his car.
💡microloans come from a lending institution or program, not from friends or family.