overdraft
overdraft — 名詞
- overdraftsingular
- overdraftsplural
1. an arrangement with a bank that lets you spend beyond the money currently availa
透支額度
銀行同意帳戶可先多用的金額
an arrangement with a bank that lets you spend beyond the money currently available in your account, or the extra amount the bank agrees to let you use.
When Pim's rent left her short, the bank approved a small overdraft.
當 Pim 付完房租後手頭變緊時，銀行核准了一筆小額透支額度。
approve a small overdraft
Christopher arranged an overdraft on his business account before buying new ovens.
Christopher 在買新烤箱前，先替公司帳戶安排了透支額度。
arrange an overdraft on [account]
Amira's student account includes an overdraft of five hundred pounds during term time.
Amira 的學生帳戶在學期期間附有五百英鎊的透支額度。
The adviser warned Jin that an overdraft should cover emergencies, not holidays.
顧問提醒 Jin，透支額度應該拿來應付緊急情況，不是拿去度假。
- line of credit
broader borrowing arrangement; not always the same as a day-to-day current-account overdraft
- credit facility
more formal banking term for an arrangement that allows borrowing
- credit balance
money still available in the account instead of money borrowed from the bank
文法句型
have an overdraft
arrange an overdraft on [account]
an overdraft of [amount]
pay off an overdraft
用法筆記
Often used for an agreed bank facility or limit before you actually spend the extra money. Distinguish from sense 2, which refers to the money you already owe after the account goes below zero.
常見錯誤
2. the negative amount in a bank account after more money has been taken out or pai
透支欠款
帳戶超領後欠銀行的金額
the negative amount in a bank account after more money has been taken out or paid than was available there.
A gym fee pushed Ziad's account into overdraft the night before payday.
在發薪日前一晚，一筆健身房扣款讓 Ziad 的帳戶出現透支欠款。
push an account into overdraft
After the repair bill, Antonia discovered an overdraft of eighty euros on Monday.
付完修車費後，Antonia 週一發現帳戶出現了八十歐元的透支欠款。
an overdraft of [amount]
Gita cleared her overdraft as soon as the tax refund arrived.
退稅款一進帳，Gita 就立刻把她的透支欠款補清。
The app alerted Owen whenever his current account slipped into overdraft.
只要活期帳戶一滑進透支狀態，這個 App 就會提醒 Owen。
- negative balance
neutral term for an account that has dropped below zero
- overdrawn balance
more technical phrase that focuses on the account amount itself
- positive balance
an amount left in the account rather than money owed to the bank
- credit balance
banking term for money available in the account
文法句型
go into overdraft
be in overdraft
clear an overdraft
an overdraft of [amount]
用法筆記
Often appears after verbs like go into, slip into, clear, or pay off. Distinguish from sense 1, which names the permission or limit rather than the money already owed.