home loan
home loan — 名詞
1. The money you receive from a lender to pay for a home, which you then pay back i
房屋貸款
向銀行借來購買房屋的款項
The money you receive from a lender to pay for a home, which you then pay back in monthly sums over many years.
Amir and his wife took out a home loan to buy their first flat.
Amir 和妻子辦了房屋貸款，買下他們的第一間公寓。
collocation: take out a home loan
The bank approved Fatima's home loan after she showed them three months of pay slips.
Fatima 出示三個月的薪資單後，銀行核准了她的房屋貸款。
Diego compared home loans from five lenders before picking the one with the lowest rate.
Diego 比較了五家銀行的房屋貸款方案，最後選擇利率最低的那一家。
home loan + interest rate context
Nora saved for four years but still needed her parents to go guarantor on her home loan application.
Nora 存了四年錢，仍然需要父母為她的房屋貸款申請作保。
Reema and Karim paid off their home loan early after Reema received a promotion at the hospital.
Reema 在醫院升職後，她和 Karim 提前還清了房屋貸款。
collocation: pay off a home loan
- take out a home loan
- pay off a home loan
- home loan amount
- mortgage
more formal; technically refers to the legal charge on the property, not the money itself
- housing loan
same meaning, slightly more formal; common in banking and government contexts
用法筆記
In everyday speech, people often say 'mortgage' instead of 'home loan,' though a mortgage is technically the legal agreement that secures the loan.
常見錯誤
2. A formal legal arrangement in which a lender provides money to buy a home, and t
房貸契約
以房屋作抵押的借款法律協議
A formal legal arrangement in which a lender provides money to buy a home, and the lender can take the property if the borrower fails to repay the debt.
Yuki signed the home loan documents at the solicitor's office on a rainy Tuesday morning.
Yuki 在一個下雨的星期二上午，於律師辦公室簽署了房貸契約文件。
collocation: sign a home loan
Under the home loan terms, Oluwaseun could not rent out the flat while he worked abroad.
根據房貸契約條款，Oluwaseun 即使在海外工作期間，也不能將公寓出租。
Kavita's home loan allowed extra repayments without a penalty, so she used her annual bonus to cut the debt.
Kavita 的房貸契約允許提前還款不罰違約金，她便用年終獎金來減少債務。
home loan + early repayment without penalty
The bank offered Rafael a home loan at a fixed rate for five years, then a variable rate.
銀行提供 Rafael 前五年固定利率、之後改為浮動利率的房貸契約。
fixed rate vs variable rate structure
After losing his job, Dmitri asked the bank to restructure his home loan agreement.
Dmitri 失業後，向銀行請求重新協商他的房貸契約。
home loan + agreement collocation
- sign a home loan
- home loan terms
- home loan agreement
- mortgage agreement
the formal legal term for this type of contract
- housing loan contract
used in formal or legal documents
用法筆記
This sense focuses on the contract and its terms, not the money itself. When talking about the monthly payments or the amount owed, use sense 1.
同根字
常見搭配
名詞搭配
- home loan interest rate
- home loan application
- home loan approval
- home loan repayment
- home loan provider
- home loan deposit
常用片語
- apply for a home loan
- take out a home loan
- qualify for a home loan
- repay a home loan
介系詞搭配
- home loan for
- home loan on (a property)