escrow
escrow — 名詞
1. 一種由中立第三方（託管人）代為保管金錢、財產或文件的法律協議安排，直到合約雙方所約定的某項條件滿足為止。
託管協議
third-party holding
一種由中立第三方（託管人）代為保管金錢、財產或文件的法律協議安排，直到合約雙方所約定的某項條件滿足為止。
Emma and Diego signed an escrow with the title company to hold the money until the house sale closed.
Emma 和 Diego 與產權公司簽署了託管協議，將款項保管至房屋交易完成。
signed an escrow + title company
The lawyer explained that the escrow would protect both parties during the transfer of the business.
律師說明，這份託管協議在企業轉讓過程中能保障雙方權益。
Under the terms of the escrow, the documents cannot be released until the inspection passes.
根據託管協議的條款，在驗屋通過之前不得釋放文件。
A software contract escrow clause guaranteed source code release if the developer stopped updates.
軟體合約中的託管條款保證，若開發商停止更新就會釋出原始碼。
- trust arrangement
similar concept but broader; may or may not involve a condition for release
- third-party holding agreement
more descriptive and less common; used mainly in legal documents
用法筆記
Distinguish from sense 2 (HELD FUNDS OR PROPERTY): sense 1 names the legal arrangement, whereas sense 2 names the assets held under that arrangement. Frequently appears with 'an' as a countable noun in formal legal writing, though uncountable use is common in everyday contexts.
常見錯誤
2. 由第三方代為保管的款項、財產或相關文件，在合約所約定的條件滿足後才會移轉給應得的一方。
託管款項
held by third party
由第三方代為保管的款項、財產或相關文件，在合約所約定的條件滿足後才會移轉給應得的一方。
The insurance company placed the settlement money in escrow until the court approved the agreement.
保險公司將和解金交付託管，等待法院批准協議。
placed [money] in escrow
Wei's down payment is being held in escrow by the real estate agent's office.
Wei 的頭期款目前由房仲公司辦公室託管。
held in escrow by [agent]
Once the environmental inspection passed, the bank released the escrow to the construction firm.
環保檢測通過後，銀行將託管款項撥給建築公司。
Each month, the mortgage lender deposits the homeowner's property tax into an escrow account for timely payment.
抵押貸款機構每月將屋主的房產稅存入託管帳戶，以確保按時繳納。
- earnest money
specifically the deposit a home buyer pays to show seriousness; a type of escrow in real estate
- security deposit
money held as protection against damage or non-payment; different condition structure from escrow
文法句型
in escrow
hold in escrow
用法筆記
Treated as an uncountable mass noun; the modifying phrase 'in escrow' describes the state of the assets. To refer to the money itself, phrases like 'escrow funds' or 'escrow account' are also common.
常見錯誤
3. 房屋買賣過程中，買賣雙方已議定價格且買方已支付訂金，但尚未完成產權查驗、貸款審核等法律程序前的過渡狀態。
房屋託管
pending sale checks
房屋買賣過程中，買賣雙方已議定價格且買方已支付訂金，但尚未完成產權查驗、貸款審核等法律程序前的過渡狀態。
The house on Maple Street is in escrow while the bank processes the mortgage application.
Maple 街的那棟房子正在託管中，等待銀行處理貸款申請。
[house] is in escrow
Arjun and Fatima were relieved when their offer was accepted and the property went into escrow.
Arjun 和 Fatima 的出價被接受後，房子進入託管階段，兩人都鬆了一口氣。
went into escrow
During the thirty-day escrow period, the buyer hired an inspector to check the roof and the electrical wiring.
在三十天的託管期間，買方聘請了驗屋人員檢查屋頂和電路。
The real estate agent scheduled a structural inspection and a termite check for the first week of the escrow period.
房仲在託管期的第一週安排了結構檢查和白蟻檢測。
- pending sale
broader term; does not specifically imply the third-party holding mechanism
- under contract
means a purchase agreement is signed; escrow may or may not be involved
文法句型
in escrow
go into escrow
用法筆記
Specific to US residential real estate transactions. The 'escrow period' typically lasts 30–60 days and includes steps such as home inspection, appraisal, title search, and loan approval. Outside North America, different terms (e.g. 'completion period' in the UK) describe this phase.
常見錯誤
4. 房屋買賣過程中，在價格已達成協議且買方已支付訂金之後、但正式完成交易之前，因為某種原因（如貸款未過、驗屋發現重大問題）而導致買賣破局的情況。
交易破局
pre-close sale fails
房屋買賣過程中，在價格已達成協議且買方已支付訂金之後、但正式完成交易之前，因為某種原因（如貸款未過、驗屋發現重大問題）而導致買賣破局的情況。
The deal fell out of escrow when the buyer could not secure financing from any lender.
這筆交易因買方無法從任何貸款機構取得貸款而破局。
fell out of escrow
After the inspection revealed serious foundation cracks, the contract fell out of escrow just a week before closing.
驗屋發現地基有嚴重裂縫後，買賣合約在即將完成交易的前一週破局。
The sellers were frustrated when the sale fell out of escrow for the second time in three months.
賣方很沮喪，因為這已經是三個月內第二次交易在託管階段破局。
文法句型
fall out of escrow
用法筆記
Always appears in the fixed phrase 'fall out of escrow'. When a deal falls out of escrow, the buyer typically gets their deposit back unless the contract specifies otherwise, though they may forfeit inspection or appraisal fees already paid.
常見錯誤
escrow — 動詞
- escrowpresent simple I / you / we / they
- escrows3rd person singular
- escrowing-ing form
- escrowedpast simple
1. 將金錢、財產或重要文件交付給第三方託管人保管，等待合約條件完成後再行移轉。
交付託管
third-party deposit
將金錢、財產或重要文件交付給第三方託管人保管，等待合約條件完成後再行移轉。
The patent royalties were escrowed with an independent trustee during the merger negotiations.
在合併談判期間，專利權利金交由獨立受託人託管。
passive: [assets] were escrowed with [trustee]
The developer agreed to escrow a portion of the profits from each unit for future maintenance costs.
建商同意將每戶的部分收益交付託管，作為未來維護費用。
The judge ordered the defendant to escrow all income from the disputed property until the trial ends.
法官命令被告將有爭議的不動產所產生的所有收入交付託管，直到審判結束。
- deposit in trust
broader legal concept; may involve different conditions and parties
- place in escrow
the phrasal verb equivalent; much more common in everyday usage than the single-word verb
文法句型
escrow + direct object
be escrowed with [agent]
用法筆記
The verb form is far less common than the noun. It is almost always used in formal legal or financial writing. When speaking, most English speakers use the phrase 'put in escrow' instead.