insured
insured — 形容詞
- insuredpositive
- more insuredcomparative
- most insuredsuperlative
1. having paid a company so that they will give you money if something bad happens
有投保的
已購買保險，受保障的狀態
having paid a company so that they will give you money if something bad happens to your property, health, or life.
Hari's car is fully insured against theft and accidental damage.
Hari 的車輛針對失竊與意外損壞已投保全險。
pattern: insured against + [risk]
Make sure the parcel is insured before you send it overseas.
寄到國外之前，請務必為這個包裹加保。
passive: be insured before an action
Only insured patients can book treatment at the private clinic.
只有有投保的病患才能預約這間私人診所的療程。
The painting was insured for two million dollars after the auction.
這幅畫在拍賣之後投保了兩百萬美元。
Putri felt safer driving to work once she was properly insured.
Putri 在保險辦妥之後，開車上班時感到安心多了。
- uninsured
direct opposite — without an insurance policy
文法句型
be insured
insured against [risk]
fully/partially insured
用法筆記
Frequently passive (be insured) or used attributively before a noun (an insured driver). Common prepositions: against (the risk), for (the amount), under (the policy or scheme).
常見錯誤
insured — 名詞
1. the person, family, or company named on an insurance contract — the one who has
被保險人
保單上受保障並可領取理賠的當事人
the person, family, or company named on an insurance contract — the one who has paid for cover and will receive money if the agreed loss or accident occurs.
Under section four, the insured must report any accident within seven days.
依第四條規定，被保險人必須在七天內回報任何意外事故。
formal contract language: the insured + obligation
After the fire, the insured filed a claim for the damaged warehouse.
火災過後，被保險人就受損的倉庫提出了理賠申請。
the insured as the subject who claims payment
The company paid the insured ninety thousand dollars for the stolen jewelry.
保險公司因為珠寶遭竊而支付了被保險人九萬美元。
Lawyers explained the policy terms slowly so the insured could ask questions.
律師慢慢說明保單條款，好讓被保險人可以提問。
- policyholder
everyday equivalent; less formal than 'the insured'
- assured
older British legal term, mainly in life-insurance contracts
- insurer
the company on the other side of the contract; opposite role, not opposite meaning
文法句型
the insured
the insured party
用法筆記
Almost always appears with the definite article (the insured) as a legal or contract term. Distinguish from 'the insurer', which is the company that issues the policy and pays out claims.