microloan

IPA/ˈmaɪ.krəʊ.ləʊn/
IPA/ˈmaɪ.kroʊ.loʊn/

microloan — 名詞

  • microloansingular
  • microloansplural

1. a very small sum of money lent at low interest, usually to someone starting a ti

1.名詞C1
釋義

小額貸款

提供給貧困地區小型創業者的低利小額借款

a very small sum of money lent at low interest, usually to someone starting a tiny business in a poor area who cannot borrow from a regular bank.

例句

Mayumi used a $200 microloan to buy a sewing machine and start her tailoring shop.

Mayumi 用一筆兩百美元的小額貸款買了一台縫紉機，開始她的裁縫店。

use a microloan to + verb (state purpose)

The charity offers microloans to farmers in rural Bangladesh who own only a small plot of land.

這個慈善機構向孟加拉鄉村中只擁有一小塊土地的農民提供小額貸款。

offer microloans to + group (typical agent + recipient)

同義詞
  • microcredit

    near-synonym; often refers to the whole lending system rather than one specific loan

  • small-business loan

    broader; can be much larger and is not tied to poverty-reduction contexts

文法句型

receive/get/give/offer a microloan

a microloan of [amount]

microloan from/to

用法筆記

Typically refers to amounts under a few thousand dollars; almost always discussed in the context of poverty reduction, developing economies, or first-time entrepreneurs who lack collateral. Plural 'microloans' is common when describing a program rather than a single transaction.

常見錯誤

❌The bank gave the corporation a microloan of two million dollars.
✅The bank gave the corporation a loan of two million dollars.
💡'microloan' implies a very small amount, typically under a few thousand dollars; large sums are just 'loans'.
❌Joaquín borrowed a microloan from his cousin to fix his car.
✅Joaquín borrowed money from his cousin to fix his car.
💡microloans come from a lending institution or program, not from friends or family.