microfinance
microfinance — 名詞
1. the practice of giving very small loans, savings accounts, or other money servic
微型金融
為窮人提供小額貸款與金融服務
the practice of giving very small loans, savings accounts, or other money services to low-income individuals and tiny businesses that cannot borrow from regular banks.
Adisa runs a microfinance group that lends small sums to weavers in northern Ghana.
Adisa 經營一個微型金融團體，借小額款項給迦納北部的織布工。
microfinance + noun (group / programme / institution)
The charity uses microfinance to help women in rural Bangladesh start their own tailoring shops.
這間慈善機構利用微型金融，幫助孟加拉鄉村的婦女開設自己的裁縫店。
use microfinance to + verb
Walid borrowed three hundred dollars through microfinance and bought a sewing machine for his stall.
Walid 透過微型金融借了三百美元，為自己的攤位買了一台縫紉機。
Microfinance has lifted many families above the poverty line in parts of South Asia.
微型金融已經讓南亞部分地區的許多家庭脫離貧窮線。
Critics argue that microfinance can trap poor borrowers in cycles of debt when interest rates climb.
批評者認為，當利率上升時，微型金融可能讓貧窮借款人陷入債務循環。
- microcredit
narrower — specifically the small-loan part of microfinance, without savings or insurance services
- microlending
near-synonym focused on the lending activity itself, often used interchangeably in news writing
文法句型
microfinance for [borrowers]
microfinance to [borrowers]
用法筆記
Uncountable noun — never 'a microfinance' or 'microfinances'. Common subjects are people, charities, or institutions (a microfinance bank, a microfinance fund). Often paired with development-context vocabulary: 'rural', 'developing', 'poverty', 'borrowers'.