finance
/ˈfaɪnæns/ (bre, ipa) · /ˈfaɪnæns/ (ame, ipa) · /fə-ˈnan(t)s ˈfī-ˌnan(t)s fī-ˈnan(t)s/ (ame, mw) · /ˈfaɪ.næns/ (bre, ipa) · /ˈfaɪ.næns/ (ame, ipa)
finance — 名詞
1. the activity of handling money, credit, and investments, especially within gover
財務管理
金錢、信用與投資的管理活動
the activity of handling money, credit, and investments, especially within governments, companies, or other large organizations.
Eleni studied finance at university before joining a bank in Taipei.
Eleni 在進入台北的銀行工作前，於大學主修財務管理。
The company's finance department handles all payments and prepares the annual budget.
該公司的財務部門負責處理所有款項並編列年度預算。
collocation: finance department / public finance
When oil prices surged, Isabela's trading firm had to rethink its global finance strategy.
油價飆升後，Isabela 的貿易公司不得不重新檢討其全球財務策略。
After a budget crisis, Japan appointed a new minister to oversee public finance reform.
預算危機過後，日本任命了一位新部長來監督公共財政改革。
Sivan took a course in personal finance to learn how to budget better.
Sivan 上了一堂個人理財課，學習如何更好地規劃預算。
- money management
a more basic, everyday term; finance is the formal name for the field.
- financial affairs
broader, can include personal budgeting; finance tends to refer to institutional or professional activity.
用法筆記
Often paired with an adjective like personal, public, corporate, or international to specify the domain.
常見錯誤
2. the funds belonging to a person, company, or government, available to spend, sav
財務狀況
個人或組織可運用的金錢
the funds belonging to a person, company, or government, available to spend, save, or invest.
The family's finances were stretched thin after the expensive home repairs.
昂貴的房屋維修後，這家人的財務狀況變得吃緊。
Lakan checked his personal finances before agreeing to buy the car.
Lakan 在同意買車之前先檢視了自己的財務狀況。
plural form 'finances' for personal money situation
The school needs to get its finances in order before building a new library.
學校在興建新圖書館之前需要先整頓財務。
Weak finances forced the small bakery to close its doors last summer.
資金不足迫使那家小麵包店去年夏天關門歇業。
Sana's careful planning helped her manage her finances during the move to Kaohsiung.
Sana 的謹慎規劃幫助她在搬到高雄期間管理好自己的財務。
用法筆記
Frequently used in the plural form finances to refer to someone's overall money situation. The singular form finance is less common in this sense and usually appears with a modifier such as state of.
常見錯誤
3. the academic subject that explores how money, investments, and financial markets
金融學
研究金錢與金融市場的大學學科
the academic subject that explores how money, investments, and financial markets operate, often studied at universities.
Mateo wrote his thesis on behavioural finance and investor decision-making.
Mateo 的論文主題是行為金融學與投資者的決策過程。
Corporate finance is one of the most popular courses in the MBA programme.
公司金融是 MBA 課程中最受歡迎的科目之一。
compound noun: corporate finance / behavioural finance
Astrid decided to major in finance after attending a university career fair.
Astrid 參加了大學的就業博覽會後，決定主修金融學。
The professor of finance published a paper on cryptocurrency markets.
那位金融學教授發表了一篇關於加密貨幣市場的論文。
Minh read a textbook on international finance the night before her exam.
Minh 在考試前晚讀了一本國際金融教科書。
- financial studies
less common; finance is the standard name for the university subject.
- financial economics
a narrower subfield focused on economic theory; finance covers a wider range of practical topics.
用法筆記
Distinguish from sense 1 (MONEY MANAGEMENT): this sense names the field of study, not the practice itself. You study finance at university (sense 3) and then work in finance (sense 1).
4. money that is lent or given to a person, business, or organization to support a
融資；資金
為特定專案所提供的貸款或資金
money that is lent or given to a person, business, or organization to support a specific purpose, such as a project or purchase.
The startup secured finance from a group of private investors.
這家新創公司從一群私人投資者那裡取得了融資。
collocation: secure finance / arrange finance
Dahlia applied for finance to cover the cost of new kitchen equipment.
Dahlia 申請融資來支付新廚房設備的費用。
The housing project depends on finance from the local government.
該住宅計畫的資金來自地方政府。
Without additional finance, the charity cannot expand its food programme.
如果沒有更多資金，這家慈善機構無法擴大其食物援助計劃。
Banks offer short-term finance to help businesses manage cash flow.
銀行提供短期融資來協助企業管理現金流。
- funding
very close synonym, often interchangeable; funding can include non-repayable grants, while finance often implies loans.
- capital
used more for investment in business assets; finance is broader and can cover personal or project loans.
- financing
the gerund form, very similar; 'financing' emphasizes the process of arranging the money.
用法筆記
Very close in meaning to the verb sense 1 (PROVIDE FUNDING). This noun sense emphasizes the money itself as an instrument or resource, while the verb focuses on the action of supplying it.
常見錯誤
finance — 動詞
- financepresent simple I / you / we / they
- finances3rd person singular
- financing-ing form
- financedpast simple
1. to provide the funds required to pay for a project, purchase, education, or othe
資助；出資
支付或供應某事所需的費用
to provide the funds required to pay for a project, purchase, education, or other planned activity.
The government agreed to finance the construction of a new hospital in Tainan.
政府同意出資在台南興建一所新醫院。
Kian financed his education by working part-time at a local restaurant.
Kian 靠在一家當地餐廳打工來支付學費。
pattern: finance + direct object + by + verb-ing
The independent film was mostly financed by a group of local artists.
這部獨立電影的資金主要來自一群本地藝術家。
Yuna's parents helped finance her first apartment after she graduated.
Yuna 的父母在她畢業後幫她支付了第一間公寓的費用。
Tendai plans to finance the renovation of his shop through a bank loan.
Tendai 計劃透過銀行貸款來為他的店面裝修籌措資金。
- fund
very similar, often interchangeable; 'fund' can also mean to provide a portion of the money, while 'finance' often implies covering the full cost.
- pay for
more general and everyday; 'finance' is more formal and often suggests larger or structured payments.
- bankroll
informal, slang, suggests providing the entire sum; 'finance' is neutral in register.
文法句型
finance + noun phrase (object)
be financed + by/through + noun phrase
用法筆記
Frequently used in the passive voice (be financed by/through). The subject can be a person, company, government, or institution — anyone who supplies the money.
常見錯誤
2. to let a customer pay for something in several smaller payments over a set time,
分期付款
允許客戶分期付款購買商品
to let a customer pay for something in several smaller payments over a set time, often with extra interest added.
The car dealership financed the purchase, letting Liam pay over three years.
那家汽車經銷商同意讓 Liam 分期付款，三年內付清車款。
The furniture store on Zhongxiao East Road financed Tara's new sofa over twelve months.
忠孝東路上的家具店讓 Tara 分期十二個月購買新沙發。
pattern: finance + purchase + for + customer
The electronics shop financed the laptop with no interest for the first six months.
那家電器行讓顧客以零利率分期購買筆記型電腦，前六個月免息。
The appliance store financed his new washing machine over twelve monthly payments.
那家電器店讓他分十二個月付清新洗衣機的款項。
- offer credit for
more explanatory; 'finance' is the concise business term for offering a payment plan.
- provide instalment terms for
more formal and explicit; 'finance' is the standard retail shorthand.
- require full payment for
describes the opposite policy — demanding the whole sum at once.
文法句型
finance + someone + noun phrase (the purchase)
finance + noun phrase (purchase) + for + someone
用法筆記
This sense is common in retail and car sales contexts. The person selling the item (store, dealer) is the one doing the financing — not a bank. Distinguish from verb sense 1 (PROVIDE FUNDING), where the money is given upfront rather than offered as a payment plan.