funds

funds — 名詞

1. money that a person, group, or government can use to pay for something now.

1.名詞B1
釋義

資金

目前可動用的錢

money that a person, group, or government can use to pay for something now.

例句

The clinic did not have enough funds to replace its broken ambulance.

這家診所沒有足夠資金更換壞掉的救護車。

have enough funds to do something

After the storm, the town raised funds to rebuild the wooden bridge.

暴風雨過後，鎮上募得資金來重建那座木橋。

raise funds for repair work

同義詞
  • money

    the broad everyday word, less tied to organised or available sums

  • cash

    narrower because it suggests physical money or immediate payment

  • resources

    broader because it can include time, staff, or equipment as well as money

反義詞
  • debt

    money owed rather than money available to use

文法句型

have the funds

raise funds for something

public funds

用法筆記

Usually plural in this meaning. It refers to money that is ready for use, not to one named pot of money for a special purpose.

常見錯誤

❌We do not have enough fund for the repairs.
✅We do not have enough funds for the repairs.
💡Use the plural form when you mean available money in general.

2. amounts of money kept or collected for a particular use, program, or group.

2.名詞B2
釋義

專款；基金

為特定用途保留的款項

amounts of money kept or collected for a particular use, program, or group.

例句

The university froze several research funds after the donor changed her will.

捐款人改了遺囑後，大學凍結了幾筆研究專款。

research funds

Workers can move their retirement funds to another company at the end.

勞工可以在期滿時，把自己的退休基金轉到另一家公司。

retirement funds

同義詞
  • reserves

    suggests money kept back for future needs, often without a public program attached

  • endowments

    usually larger and more permanent, especially for schools or charities

  • grant money

    focuses on money given out, not the full pot that holds it

文法句型

funds for something

research funds

retirement funds

用法筆記

This sense refers to named pots of money with a clear purpose, such as retirement funds or relief funds. Distinguish it from sense 1, which means money available in general.

常見錯誤

❌The city opened a new funds for music classes.
✅The city opened a new fund for music classes.
💡Use singular 'fund' when you mean one named pot of money.

3. money or property used as capital to earn more income or business growth.

3.名詞C1
釋義

資本

用來賺取更多收益的資產

money or property used as capital to earn more income or business growth.

例句

The family moved its funds from farmland into a chain of hardware stores.

這個家庭把資本從農地轉到一連串五金行。

move funds into something

Foreign funds helped the small factory buy newer machines before winter.

外來資本幫助那家小工廠在冬天前買到更新的機器。

同義詞
  • capital

    the closest match, especially in business and investment writing

  • assets

    broader because it includes property and holdings not used directly as investment capital

  • backing

    often stresses financial support behind a project rather than the capital itself

反義詞
  • liabilities

    debts and obligations rather than wealth used to earn more

文法句型

move funds into something

direct funds to something

用法筆記

More formal than sense 1. It is often used in reports about investment, trade, or business expansion rather than everyday household spending.

常見錯誤

❌I used my funds to buy lunch.
✅I used my money to buy lunch.
💡In ordinary daily contexts, 'money' sounds more natural than this formal financial sense.

4. investment companies or accounts that pool many people's money and buy assets fo

4.名詞B2
釋義

投資基金

集合投資人資金的商品

investment companies or accounts that pool many people's money and buy assets for them.

例句

Many younger workers put part of each paycheck into index funds.

許多年輕上班族把每次薪水的一部分放進指數基金。

index funds

Her adviser recommended low-cost funds that spread risk across many companies.

她的顧問推薦了低成本基金，能把風險分散到許多公司。

low-cost funds

同義詞
  • portfolios

    broader because a portfolio is any collection of investments, not necessarily a pooled product

  • ETFs

    a specific traded type of fund rather than a general label

  • investment trusts

    a more specific type used especially in British finance

文法句型

put money into funds

sell funds

index funds

用法筆記

This sense names the investment products themselves, not the money available to spend. Distinguish it from sense 2, which is about money set aside for a purpose, and sense 3, which is about capital in general.

常見錯誤

❌She put her savings into a funds.
✅She put her savings into a fund.
💡Use singular for one investment product and plural only when you mean more than one.

5. money or other assets kept under a trust for a person, charity, or stated purpos

5.名詞C1
釋義

信託財產

依信託安排保管的資產

money or other assets kept under a trust for a person, charity, or stated purpose.

例句

The court ordered the lawyer to release the child's funds immediately.

法院命令那名律師立刻發還孩子的信託財產。

release funds

Her uncle left funds in trust for the twins until they turned eighteen.

她的叔叔把一筆信託財產留給那對雙胞胎，等他們滿十八歲再領取。

funds in trust

同義詞
  • trust property

    a close legal term covering all property held under the trust

  • estate assets

    broader because estate assets are not always placed in trust

文法句型

hold funds in trust

release funds to someone

trust funds

用法筆記

Often appears with trust, trustee, beneficiary, or release. Unlike sense 4, the focus here is legal control and protection, not investment choice.

常見錯誤

❌The trustee used the trust funds for his own holiday.
✅The trustee kept the trust funds for the beneficiaries.
💡Trust funds must be used for the people or purpose named in the trust.

6. a store of something useful that a person or group can draw on when needed.

6.名詞C1
釋義

儲備

可在需要時動用的存量

a store of something useful that a person or group can draw on when needed.

例句

Even after the delay, the guide had enough funds of patience for every tourist.

即使行程延誤，那位導遊對每位遊客仍有足夠的耐心儲備。

funds of patience

The teacher drew on deep funds of local history during the walking tour.

那位老師在步行導覽時，調用了深厚的在地歷史儲備。

funds of + abstract resource

同義詞
  • reserve

    often suggests something kept back for later use

  • store

    a general word for a quantity kept ready

  • supply

    common in ordinary contexts, while this sense is more literary

反義詞
  • shortage

    a lack of something that is needed

文法句型

funds of patience

funds of knowledge

funds of energy

用法筆記

This is a formal or literary use, usually with abstract nouns such as patience, knowledge, energy, or ideas. It is not the normal way to talk about cash in a bank.

常見錯誤

❌The class had funds of chairs for the visitors.
✅The class had a supply of chairs for the visitors.
💡This sense is mainly used with abstract things, not everyday physical objects.

funds — 動詞