refinance

/ˌriːˈfaɪnæns/ (bre, ipa) · /ˌriːˈfaɪnæns/ (ame, ipa) · /ˌrē-fə-ˈnan(t)s (ˌ)rē-ˈfī-ˌnan(t)s ˌrē-(ˌ)fī-ˈnan(t)s/ (ame, mw)

refinance — 動詞

  • refinancepresent simple I / you / we / they
  • refinanceshe / she / it
  • refinancedpast simple
  • refinancing-ing form

1. to replace an existing loan or mortgage with a new one, often to get better inte

1.動詞及物 / 不及物B2
釋義

再融資；轉貸

用新貸款取代舊貸款，通常為了更低的利率

to replace an existing loan or mortgage with a new one, often to get better interest rates, lower regular payments, or borrow additional money

例句

Asher refinanced his home to take advantage of the lower interest rates.

Asher 將他的房子重新辦理貸款，以利用更低的利率。

refinance + noun phrase (what is refinanced)

Pim decided to refinance after his bank offered a better deal on a shorter loan term.

Pim 在銀行提供更優惠的短期貸款方案後，決定辦理轉貸。

intransitive use: refinance (no object)

同義詞
  • renegotiate

    broader — can apply to any agreement (contracts, salaries, leases), not just loans

  • restructure

    more formal and often implies major changes to repayment terms rather than simply getting a new loan

文法句型

refinance + noun phrase (a mortgage, a loan, debt)

refinance (intransitive, no object)

用法筆記

Unlike 'renew', which can apply to many types of agreements, 'refinance' is used only for loans, mortgages, and debt — never for things like insurance policies or subscriptions.

常見錯誤

❌I refinanced my car insurance to get a lower rate.
✅I refinanced my car loan to get a lower rate.
💡'refinance' applies to loans and debts, not to insurance policies or subscriptions.