credit
credit — 動詞
- creditpresent simple I / you / we / they
- credits3rd person singular
- crediting-ing form
- creditedpast simple
1. to add money to a bank account, increasing the total that the account holder can
存入
將錢存入銀行帳戶
to add money to a bank account, increasing the total that the account holder can spend or take out.
Sofie's employer credited her salary to her account every month.
Sofie 的雇主每個月將她的薪水存入她的帳戶。
active: credit + amount + to + account
The bank credited my savings account with the interest payment automatically.
銀行自動將利息存入我的儲蓄帳戶。
pattern: credit + account + with + amount
The refund was credited to his card within three working days.
退款在三個工作日內存入他的信用卡。
Feng credited the check before the bank closed for the afternoon.
Feng 在銀行下午休息前存入了那張支票。
Darius accidentally credited the wrong amount to Ishaan's account.
Darius 不小心將錯誤的金額存入 Ishaan 的帳戶。
文法句型
credit + amount + to + account
credit + account + with + amount
用法筆記
Frequently passive. The object can be the money (credit money to an account) or the account (credit an account with money). The opposite action is debit.
常見錯誤
2. to accept something as true even though it is very surprising or hard to imagine
置信
相信看似不可能的事
to accept something as true even though it is very surprising or hard to imagine — for example, finding it difficult to accept that a friend really saw what they claim.
Samir could hardly credit his ears when he heard the result.
Samir 聽到結果時簡直不敢相信自己的耳朵。
negative: can hardly credit + noun phrase
Would you credit it — the shop gave Mira a full refund without asking!
你相信嗎——那家店居然沒問一句就全額退費給 Mira！
informal question: would you credit + noun phrase
Asher's excuse was so ridiculous that nobody credited it for a second.
Asher 的藉口太荒謬了，根本沒人相信。
Can you credit that Darius climbed the whole mountain in just five hours?
你能相信 Darius 只花了五個小時就爬完整座山嗎？
- doubt
to think that something is probably not true
- disbelieve
formal antonym for refusing to accept something as true
文法句型
can hardly credit + noun phrase
can you credit + noun phrase?
wouldn't credit + that-clause
用法筆記
Almost always used with a negative or in a question. The affirmative form ('I credit it') sounds very old-fashioned and is rare in modern English. Distinguish from sense 1 (DEPOSIT MONEY) which has no such restriction.
常見錯誤
3. to consider someone as the source, cause, or creator of something good, or to sa
歸功
將功勞歸給某人
to consider someone as the source, cause, or creator of something good, or to say that someone deserves praise for something achieved.
The team credited their victory to Tariro's last-minute goal.
球隊將勝利歸功於 Tariro 在最後一刻的進球。
active: credit + noun + to + person
Reuben is credited with inventing a cheap way to clean drinking water.
Reuben 被認為發明了一種淨化飲用水的低成本方法。
passive: be credited with + gerund
The museum credited the painting to an unknown artist from the 1700s.
博物館將這幅畫歸功於一位 18 世紀的不知名畫家。
Sofie credited her success to the support of her family and teachers.
Sofie 將她的成功歸功於家人和老師的支持。
The discovery is credited to a team of young researchers in Brazil.
這項發現被歸功於巴西的一群年輕研究人員。
- attribute to
neutral — works for positive, negative, or neutral causation; 'credit' is positive only
- ascribe to
more formal, often used in scholarly writing for authorship or origin
- assign to
focuses on allocation of responsibility or ownership
- discredit
to harm someone's reputation or to reject something as false; different grammatical patterns
文法句型
credit + someone + with + noun phrase
be credited with + noun phrase
credit + noun phrase + to + someone
be credited + to + someone
用法筆記
Usually implies something positive or admirable — for negative causation, use 'attribute to' or 'blame on' instead. Often passive, especially in academic and journalistic contexts.
常見錯誤
credit — 名詞
- creditsingular
- creditsplural
1. praise and approval given to someone when their actions have led to a positive r
讚揚
因功績而得到的公開表揚
praise and approval given to someone when their actions have led to a positive result or successful outcome.
Eitan deserves all the credit for organizing the school fundraiser.
Eitan 應該獲得籌辦學校募款活動的所有讚揚。
deserve + all the credit for [achievement]
Femi was happy to share the credit with his research partners.
Femi 樂於與他的研究夥伴共享這份讚揚。
Shanti took full credit for the project even though others helped.
Shanti 把整個專案的功勞都攬在自己身上，儘管其他人也幫了忙。
The credit for the medical breakthrough belongs to the entire lab team.
這項醫學突破的功勞屬於整個實驗室團隊。
Ada received little credit for her years of volunteer work at the clinic.
Ada 在診所做義工多年，卻幾乎沒得到什麼表揚。
- praise
more general term for expressing approval
- recognition
focuses on acknowledging someone's contribution
- commendation
more formal, often used in official contexts
文法句型
get/take credit for [something]
give credit to [someone] for [something]
deserve credit for [something]
用法筆記
Often used in phrases like get/take/receive credit or give credit. Take credit can carry a negative tone when someone claims credit they do not fully deserve.
常見錯誤
2. a phrase used to acknowledge that someone deserves praise for one particular qua
肯定
承認優點（即使有缺點）
a phrase used to acknowledge that someone deserves praise for one particular quality or action, especially when other aspects are not positive.
You have to give Aylin credit for trying, even though she failed the driving test.
你必須肯定 Aylin 的努力，儘管她沒通過駕照考試。
give [someone] credit for trying — acknowledging effort despite failure
The café had slow service, but to give them credit, the coffee was excellent.
那家咖啡館服務很慢，但平心而論，他們的咖啡非常好喝。
I dislike his loud voice, but I give him credit for always telling the truth.
我不喜歡他大聲講話，但我肯定他總是說實話。
The film received poor reviews, but give the director credit for trying something original.
那部電影評價很差，但還是要肯定導演嘗試了原創題材。
Minho can be a tough colleague, but give him credit for his effort.
Minho 很難共事，但你必須肯定他的努力。
- acknowledge
more formal, without the concessive tone
- appreciate
focuses on gratitude rather than recognition
文法句型
give + [someone] + credit + for + [noun/gerund]
to give [someone] their credit
用法筆記
This is a concessive expression: you praise one thing while acknowledging other negatives. Frequently introduced by 'you have to' or 'you must'.
常見錯誤
3. anyone whose good qualities or notable successes bring honour and respect to the
爭光
為所屬團體帶來榮譽的人或事物
anyone whose good qualities or notable successes bring honour and respect to the group they belong to.
Tuan is a credit to his profession as a nurse at the city hospital.
Tuan 是城市醫院的一名護理師，為他的職業爭光。
be a credit to [profession]
The young swimmer is a credit to her school and to the local community.
那位年輕的游泳選手為她的學校和當地社區爭光。
Lara's volunteer work at the animal shelter makes her a credit to the neighbourhood.
Lara 在動物收容所的義工工作使她為社區爭光。
That small bakery on Elm Street is a credit to the entire town.
Elm 街上那家小麵包店為整個小鎮爭光。
Dr. Okafor is a credit to her hospital and to the medical profession.
Okafor 醫師為她的醫院和醫學界爭光。
- an honour to
similar meaning, slightly more formal
- a pride of
less common, used in more emotional contexts
- an embarrassment to
the opposite effect — bringing shame rather than honour
文法句型
[subject] + be + a credit to + [group/organization]
用法筆記
Subject is usually a person, but can also be a thing (restaurant, institution). The group mentioned must be one the subject belongs to or represents.
常見錯誤
4. when someone's actions or accomplishments bring a favourable opinion to another
增光
好表現讓相關人士受讚揚
when someone's actions or accomplishments bring a favourable opinion to another person or organization connected with them.
Mark's polite manners do credit to his parents and grandparents.
Mark 彬彬有禮的舉止為他的父母和祖父母增光。
do credit to — behaviour reflects well on family
The way she handled the angry customer did credit to her patience.
她處理生氣顧客的方式為她的耐心增光。
Caio's hard work on the community project does credit to the whole team.
Caio 在社區計畫中的努力工作為整個團隊增光。
Anong's well-organised presentation at the conference did credit to her research team.
Anong 在會議上條理清晰的報告為她的研究團隊增光。
The students' excellent results in the science fair did credit to their teachers.
學生們在科展中的優異成績為他們的老師增光。
- honour
more direct equivalent: 'her actions honoured her family'
- reflect well on
less formal, similar meaning
- shame
to bring dishonour
文法句型
[action/quality] + do/does/did + credit + to + [person/group]
用法筆記
Distinguish from sense 3 (be a credit to): sense 3 describes a person or thing as the source of honour, whereas sense 4 describes an action or quality that brings praise to someone connected.
常見錯誤
5. used to introduce a statement that someone should be praised for a particular fa
值得稱道
某特質或行為應受表揚
used to introduce a statement that someone should be praised for a particular fact, quality, or action, especially when balanced against other information.
To Minho's credit, he never missed a single football practice all season.
值得稱道的是，Minho 整個球季從未缺席任何足球練習。
to [someone's] credit + positive fact about them
The judge noted, to Élise's credit, that she had told the truth from the start.
法官指出，Élise 從一開始就說了實話，這一點值得稱道。
To the company's credit, it offered full refunds to every affected customer.
值得稱道的是，該公司向每位受影響的顧客提供了全額退款。
It is to Zola's credit that she finished the race despite a painful leg injury.
Zola 忍著腿部劇痛跑完全程，這一點值得稱道。
- praiseworthily
adverb form, less common
- commendably
adverb, more formal
文法句型
to + [possessive] + credit + , + [statement of praiseworthy fact]
用法筆記
Typically placed at the beginning of a sentence or clause, followed by a comma. The subject of the 'praiseworthy fact' is usually the person named in the possessive. The dummy-it construction ('It is to X's credit that...') is also common in formal writing.
常見錯誤
6. used to state the number of achievements, successes, or experiences someone has
成就
已完成且值得肯定的成果
used to state the number of achievements, successes, or experiences someone has completed that deserve praise.
At age thirty, Ada already has two published novels to her credit.
Ada 三十歲時已經出版了兩本小說，這是她的成就。
have [number] + [achievement] to one's credit
The scientist has over fifty research papers to her credit in top journals.
那位科學家已在頂尖期刊上發表五十多篇論文，這是她的學術成就。
Élise has five years of teaching experience in rural schools to her credit.
Élise 已在偏鄉學校累積了五年的教學經驗，這是她值得肯定的成就。
By age forty, Eitan had three marathon finishes to his credit.
Eitan 在四十歲前已完成三場馬拉松，這是他的運動成就。
The young chef already has two Michelin stars to his credit at only thirty.
那位年輕主廚年僅三十歲就已擁有兩顆米其林星，這是他的榮譽。
- achieved
more general, 'she has achieved two novels'
- accomplished
slightly more formal
文法句型
[subject] + have/has + [number/quantity] + [noun] + to + [possessive] + credit
用法筆記
Commonly used with numbers, quantities, or durations to show what someone has built up over time. Often appears in biographical or professional contexts.
常見錯誤
7. an arrangement where you receive goods or services now and pay for them later, o
賒帳；信貸
先取貨後付款的購買方式
an arrangement where you receive goods or services now and pay for them later, often with extra charges added to the original price.
Owen paid for the furniture on credit and will settle the bill over six months.
Owen 用賒帳的方式買了家具，會在六個月內分期付清。
on credit — paying for goods after receiving them
The store offered Nia a credit account so she could buy uniforms now and pay next month.
那家商店為 Nia 開了一個賒帳帳戶，她現在可以買校服，下個月再付款。
credit account — a store-based arrangement
Nikhil bought a laptop on credit and ended up paying an extra two hundred dollars in interest.
Nikhil 用賒帳買了一台筆電，結果多付了兩百美元的利息。
The bank approved a line of credit for the small business to manage its cash flow.
銀行批准了一筆信用貸款額度給這家小公司，以協助其管理現金流。
The Chen family used credit to buy a new refrigerator after their old one broke down.
陳家用信用貸款買了一台新冰箱，因為他們原本的那台壞了。
- deferred payment
a more formal term for the same arrangement
- installment plan
a specific type of credit where you pay in fixed amounts over time
- cash
payment made immediately with money you already have
文法句型
on credit
buy (something) on credit
line of credit
用法筆記
Uncountable, so 'a credit' is not used for this sense — instead say 'on credit'. 'Line of credit' is countable and refers to a specific borrowing limit set by a bank.
常見錯誤
8. the level of trust that banks and other lenders have in your ability to repay bo
信用；信譽
償還借款的能力評價
the level of trust that banks and other lenders have in your ability to repay borrowed money, based on how you have handled money in the past.
Banks check a customer's credit history before approving a home loan.
銀行在核准房貸之前，會先查看客戶的信用記錄。
credit history — record of past borrowing and repayment
Mauricio's good credit score helped him get a low interest rate on his car loan.
Mauricio 良好的信用分數幫他取得了較低的汽車貸款利率。
credit score — numerical rating of creditworthiness
Léa built her credit by paying all her bills on time for two years.
Léa 連續兩年按時繳清所有帳單，逐漸建立起自己的信用。
Caleb's late payment on his student loan damaged his credit and raised his mortgage rate.
Caleb 學貸遲繳損害了他的信用，也讓他的房貸利率上升。
The landlord ran a credit check on the new tenant before signing the lease agreement.
房東在簽租約之前，先對新房客做了信用調查。
- credit rating
a specific assessment, often shown as a letter grade or number
- creditworthiness
the full abstract noun form
文法句型
credit history
credit score
credit check
good/bad credit
用法筆記
Frequently combines with 'history', 'score', 'rating', and 'check'. Cannot be used as a countable noun — you do not have 'a credit' in this sense.
常見錯誤
9. an amount of money that is present in a bank account and is available for the ac
帳戶餘額
銀行帳戶中可用的錢
an amount of money that is present in a bank account and is available for the account holder to spend or withdraw.
After paying the bills, Jack's account still showed a credit of two hundred pounds.
繳完帳單之後，Jack 的帳戶裡仍然有兩百英鎊的餘額。
a credit of [amount] — a positive balance
The bank statement confirmed that the cooperative was in credit at month end.
銀行對帳單顯示，這間合作社在月底時仍有帳戶餘額。
in credit — having available money in the account
Shirin checked her online banking to confirm there was enough credit in her account for the rent.
Shirin 查看了網路銀行，確認帳戶裡有足夠的錢來繳房租。
Hui checked her account balance every week to make sure she stayed in credit.
Hui 每週檢查帳戶餘額，以確保自己一直有足夠的錢。
The charity's credit balance grew to over five thousand dollars after the fundraising event.
募款活動結束後，這家慈善機構的帳戶餘額增加到超過五千美元。
- balance
the general term for the amount in an account at a given time
- debit
a negative balance or the amount owed
文法句型
in credit
be in credit
credit balance
用法筆記
Commonly used in the phrase 'in credit' to mean the account has a positive balance, the opposite of 'overdrawn' or 'in debit'.
常見錯誤
10. an amount added to a bank account, recorded as a positive line in the account re
存入款項
存入帳戶的金額紀錄
an amount added to a bank account, recorded as a positive line in the account records.
The accountant recorded a credit of two thousand dollars to the company's main account.
會計將一筆兩千美元的存入款項記入公司的主要帳戶。
credit of [amount] to an account — money added
Amihan saw a fifty-dollar credit on her bank statement and wondered about the source.
Amihan 看到銀行對帳單上有一筆五十美元的存入款項，納悶這筆錢的來源。
Ari noticed a credit of three hundred dollars on his statement and called the bank to ask about it.
Ari 看到對帳單上有一筆三百美元的存入款項，於是打電話問銀行。
The refund showed up as a credit on Christopher's credit card bill three days later.
三天後，這筆退款出現在 Christopher 的信用卡帳單上，列為一筆存入款項。
The bookkeeper entered a credit in the ledger for the payment received from the client.
記帳員在分類帳中記入一筆貸方金額，記錄已收到的客戶款項。
- deposit
more common in everyday language for money put into an account
- debit
an entry subtracting money from an account
文法句型
credit (something) to an account
credit entry
用法筆記
Countable — you can record one credit entry or several. Contrasts with 'debit' as the opposite type of entry in both banking and accounting.
常見錯誤
11. a unit given by an educational institution for finishing a part of a course, cou
學分
完成課程後取得的學業單位
a unit given by an educational institution for finishing a part of a course, counting towards a degree or certificate.
Eitan earned twelve credits in his first semester at the university.
Eitan 在大學的第一學期拿到了十二個學分。
earn credits — complete course units successfully
Each biology course is worth four credit hours and includes a weekly lab session.
每門生物課都是四個學分，每週還包括一堂實驗課。
credit hours — measure of course workload and value
Lan transferred her credits from the community college to the four-year university.
Lan 把她從社區大學拿到的學分轉到四年制大學。
Eshe needs twelve more credits to finish her nursing degree at City College.
Eshe 需要再修十二個學分才能完成她在城市學院的護理學位。
Owen took an extra course to get enough credits for graduation.
Owen 多修了一門課，以取得足夠的學分畢業。
- course credit
a more formal term for the same concept
文法句型
earn/ get/ receive credit
credit hours
transfer credits
用法筆記
Countable when referring to individual units ('earn six credits'). Uncountable in phrases like 'extra credit' or 'course credit'. The term 'credit hour' is used mainly in the US to indicate both course value and weekly classroom time.
常見錯誤
12. a written list appearing near the start or close of a film or television program
製作名單
列出參與製作人員的名單
a written list appearing near the start or close of a film or television programme, naming everyone who worked on its production.
Tamar stayed in the cinema until the end credits finished playing.
Tamar 一直待在電影院裡，直到片尾名單播完。
end credits — the list shown at the end of a film
The opening credits showed the main actors' names against a dramatic city skyline.
開頭的製作名單以壯觀的城市天際線為背景，顯示主要演員的名字。
Kabir checked the credits to find out who composed the film's soundtrack.
Kabir 看了一下製作名單，想知道那部電影的配樂是誰做的。
The director's name appeared last in the closing credits of the documentary.
導演的名字出現在那部紀錄片片尾名單的最後。
Nia was excited to see her name in the credits as an assistant camera operator.
Nia 非常興奮，因為她看到自己的名字出現在製作名單中，擔任助理攝影師。
文法句型
end credits
opening credits
credit sequence
用法筆記
Almost always used in the plural: 'the credits'. The singular 'credit' for this meaning is very rare, except when referring to a single line in the list ('her credit as editor').
常見錯誤
13. A sum of money that you are allowed to subtract from the tax you owe to the gove
抵減；補助
政府給付或抵稅的金額
A sum of money that you are allowed to subtract from the tax you owe to the government, or that the government pays directly to you because you meet certain conditions.
Hassan claimed the full education credit on his annual tax return.
Hassan 在年度報稅時申請了全額的教育抵減。
claim + credit (applying for a government benefit)
A childcare credit worth five thousand dollars is available for each newborn child.
每個新生兒可獲得五千美元的育兒補助。
passive: be available + credit + for (eligibility pattern)
After installing solar panels, Tamar qualified for a generous energy credit from the government.
安裝太陽能板後，Tamar 符合資格獲得政府一筆可觀的能源補助。
Ziad's company applied for a research tax credit after developing a new medical device.
Ziad 的公司開發出一款新醫療器材後，申請了研發稅額抵減。
Sora received a tuition credit after paying for his university courses last semester.
Sora 上學期繳完大學學費後，獲得了一筆學費抵減。
- tax
The money you must pay to the government; a credit is subtracted from this amount.
文法句型
credit + for + purpose
credit + noun (tax credit, childcare credit)
用法筆記
Commonly appears in compound nouns such as tax credit, childcare credit, or education credit. The preposition 'for' typically introduces the purpose or reason for the credit (e.g., 'credit for installing solar panels').