creditworthy

/ˈkredɪtwɜːði/ (bre, ipa) · /ˈkredɪtwɜːrði/ (ame, ipa) · /ˈkre-dit-ˌwər-t͟hē/ (ame, mw)

creditworthy — 形容詞

  • creditworthypositive
  • more creditworthycomparative
  • most creditworthysuperlative

1. having enough steady income, assets, or payment history that a bank or lender ex

1.形容詞C1
釋義

信用良好

銀行願意借錢給的

having enough steady income, assets, or payment history that a bank or lender expects you to repay borrowed money

例句

After three steady years, Soraya's cafe looked creditworthy to the bank.

經過三年穩定經營後，Soraya 的咖啡店在銀行眼中已算信用良好。

pattern: look creditworthy to the bank

The bank said Darius was not creditworthy after he missed several payments.

Darius 漏繳了好幾次款項後，銀行說他的信用還不夠好。

negative judgment after missed payments

同義詞
  • bankable

    less formal; also used for ideas or projects likely to attract money

  • financially sound

    broader; describes overall financial health, not only loan risk

  • solvent

    more technical; means able to pay debts, which is related but not identical

反義詞
  • high-risk

    describes a borrower or business seen as unsafe to lend to

  • insolvent

    unable to pay debts already owed, a more serious financial problem

文法句型

be creditworthy

look creditworthy

become creditworthy

consider + someone/something + creditworthy

用法筆記

Common in banking and lending contexts, often after linking verbs such as be, look, seem, or become. It describes a lender's view of repayment risk, not a person's general honesty in everyday life.

常見錯誤

❌The bank saw Nadia as creditworthy because she wore an expensive suit.
✅The bank saw Nadia as creditworthy because she paid every bill on time.
💡the word is about likely repayment, not about looking rich.