creditor
/ˈkredɪtə(r)/ (bre, ipa) · /ˈkredɪtər/ (ame, ipa) · /ˈkre-di-tər -ˌtȯr/ (ame, mw)
creditor — 名詞
- creditorsingular
- creditorsplural
1. A person, company, or institution that is owed money by another party — either b
債權人
借出款項或有權收款者
A person, company, or institution that is owed money by another party — either because they lent cash directly, or because they supplied goods or services that have not yet been paid for.
The bank is Wei's largest creditor, holding the mortgage on his home.
銀行是 Wei 的最大債權人，持有他房子的抵押權。
collocation: [bank] as someone's largest creditor
After the bakery closed, its creditors demanded full payment of all unpaid bills.
那間麵包店關門後，債權人要求全額償還所有未付帳款。
plural: creditors + demanded payment
Fatima finally paid off her last creditor and felt an enormous sense of relief.
Fatima 終於還清了最後一個債權人，感到如釋重負。
Under the repayment plan, each creditor will receive a share of the money owed.
根據還款計劃，每位債權人都將獲得一部分欠款。
The furniture store filed a claim as a creditor in the company's bankruptcy case.
那家傢俱行在該公司破產案中以債權人身分提出索賠。
- lender
More specific: a lender actively gives money (e.g. a bank or private loan provider), whereas a creditor may also be a supplier or service provider who has not been paid.
- debtholder
More technical: someone who holds a bond or debt instrument issued by a company or government; a specific type of creditor in financial markets.
- financier
Implies an active investing role in funding ventures, often with a stake in the outcome, rather than passively awaiting repayment.
- debtor
The person or organization that owes money to the creditor.
文法句型
creditor + of + [someone/something]
creditor + verb (demand/agree/refuse)
用法筆記
Frequently used in business, legal, and personal-finance contexts. The opposite party — the one who owes the money — is called the debtor.