creditor

IPA/ˈkredɪtə(r)/
KK[krˈɛdətɚ]IPA/ˈkredɪtər/

creditor — 名詞

  • creditorsingular
  • creditorsplural

1. A person, company, or institution that is owed money by another party — either b

1.名詞B2
釋義

債權人

借出款項或有權收款者

A person, company, or institution that is owed money by another party — either because they lent cash directly, or because they supplied goods or services that have not yet been paid for.

例句

The bank is Wei's largest creditor, holding the mortgage on his home.

銀行是 Wei 的最大債權人，持有他房子的抵押權。

collocation: [bank] as someone's largest creditor

After the bakery closed, its creditors demanded full payment of all unpaid bills.

那間麵包店關門後，債權人要求全額償還所有未付帳款。

plural: creditors + demanded payment

常見搭配
  • pay off a creditor
  • owe money to a creditor
  • settle with a creditor
  • creditor demands payment
  • creditor agrees to a repayment plan
  • secured creditor
  • unsecured creditor
  • large / largest creditor
  • creditor protection
同義詞
  • lender

    More specific: a lender actively gives money (e.g. a bank or private loan provider), whereas a creditor may also be a supplier or service provider who has not been paid.

  • debtholder

    More technical: someone who holds a bond or debt instrument issued by a company or government; a specific type of creditor in financial markets.

  • financier

    Implies an active investing role in funding ventures, often with a stake in the outcome, rather than passively awaiting repayment.

反義詞
  • debtor

    The person or organization that owes money to the creditor.

文法句型

creditor + of + [someone/something]

creditor + verb (demand/agree/refuse)

用法筆記

Frequently used in business, legal, and personal-finance contexts. The opposite party — the one who owes the money — is called the debtor.

常見錯誤

I am a creditor of the bank because I have a savings account.
I am a depositor at the bank; the bank is my creditor only if I have taken out a loan.
A creditor is someone you owe money to. If you deposit money, the bank owes you, so you are its creditor, not the other way around.

同根字

  • credit
    名詞B1
  • credit
    動詞B2
  • credit card
    名詞A2
  • debtor
    名詞B2
  • credit rating
    名詞B2
  • worthy of credit
    片語C1

常見搭配

名詞搭配

  • bank creditor
  • business creditor
  • personal creditor
  • trade creditor

常用片語

  • list of creditors
  • creditors' meeting
  • creditor protection
  • creditor rights

介系詞搭配

  • creditor of [someone]
  • pay [someone's] creditors