non-discretionary
/ˌnɒn.dɪˈskreʃ.ən.ər.i/ (bre, ipa) · /ˌnɑːn.dɪˈskreʃ.ən.er.i/ (ame, ipa)
non-discretionary — 形容詞
1. describing a regular cost like rent, food, or utility bills that a household has
必要支出的
指日常生活中無法省略的開銷
describing a regular cost like rent, food, or utility bills that a household has to pay and cannot easily cut from the budget
Rent and groceries are non-discretionary expenses that Zuri has to cover every month.
房租和食品雜貨是 Zuri 每個月都必須支付的必要支出。
attributive: non-discretionary + expenses for unavoidable household costs
After losing his job, Reuben tried to cut everything except non-discretionary spending on food and rent.
失業後，Reuben 試著刪掉所有開銷，只留下食物和房租這類必要支出。
collocation: non-discretionary spending
Asher pays for his daughter's asthma medicine as a non-discretionary cost each month.
Asher 每個月都要為女兒的氣喘藥支付這筆必要支出。
The budget advisor told the Karim family to list all their non-discretionary bills first.
理財顧問建議 Karim 一家先把所有必要支付的帳單列出來。
Heating fuel becomes a non-discretionary purchase for households in northern Sweden during winter.
對瑞典北部的家庭來說，冬季的暖氣燃料是一項必要的開銷。
- essential
everyday word for the same idea; less formal than non-discretionary
- fixed
emphasises that the amount and timing don't change month to month
- unavoidable
stresses that the payment cannot be skipped, without the budget framing
- discretionary
spending you choose to make, like entertainment or travel
- optional
general word; not limited to money
文法句型
non-discretionary + noun (spending / expense / cost)
用法筆記
Almost always attributive (before a noun) — you say a non-discretionary expense, not the expense is non-discretionary. Subject is typically a household budget item like rent, food, utilities, or medicine.
常見錯誤
2. describing an investment account or fund whose manager must ask the client befor
需客戶授權的
投資帳戶須經客戶同意才可交易
describing an investment account or fund whose manager must ask the client before buying or selling anything, instead of acting alone
Ayesha opened a non-discretionary account so her broker had to phone her before every trade.
Ayesha 開了一個需客戶授權的帳戶，每筆交易前經紀人都得先打電話給她。
collocation: non-discretionary account
Nadia's bank in Singapore offers both discretionary and non-discretionary portfolios to private clients.
Nadia 在新加坡往來的銀行同時提供全權委託與需客戶授權的投資組合給私人客戶。
collocation: non-discretionary portfolio
Under Yumi's non-discretionary mandate, her wealth manager must request approval for each stock purchase.
在 Yumi 的需客戶授權委任下，她的財富管理顧問每買一檔股票都得先取得同意。
Mr. Rafael chose a non-discretionary fund because he wanted to approve every investment decision himself.
Mr. Rafael 選擇需客戶授權的基金，因為他想親自核准每一項投資決定。
The teachers' pension fund switched to a non-discretionary arrangement after members demanded more oversight.
在會員要求加強監督後，教師退休基金改採需客戶授權的安排。
- advisory
industry term where the broker only advises and the client decides
- client-directed
plainer description of the same arrangement
- discretionary
manager has authority to trade without checking first
文法句型
non-discretionary + account / fund / mandate
用法筆記
Distinguish from sense 1: this sense is exclusively about investment management arrangements, never household budgets. The decision-maker constrained here is the fund manager or broker, not the consumer.