unsecured
/ˌʌnsɪˈkjʊəd/ (bre, ipa) · /ˌʌnsɪˈkjʊrd/ (ame, ipa) · /ˌən-si-ˈkyu̇rd -ˈkyərd/ (ame, mw)
unsecured — 形容詞
1. describing a loan or debt that a bank or other lender provides without requiring
無擔保的
貸款或債務無抵押品保證
describing a loan or debt that a bank or other lender provides without requiring the borrower to put up any valuable item or property as a guarantee that the money will be paid back
Hyun took out an unsecured loan from the city bank to open her small bakery.
Hyun 向市區銀行申請了一筆無擔保貸款來開設她的小麵包店。
collocation: 'unsecured loan'
Asher's credit card debt was unsecured, so the company could not take his house.
Asher 的信用卡債務是無擔保的，所以銀行不能拿走他的房子。
Shirin compared interest rates on several unsecured personal loans before applying.
Shirin 在申請前比較了好幾筆無擔保個人貸款的利率。
The bank offered Nora an unsecured line of credit with no collateral required.
銀行提供給 Nora 一筆無需抵押品的無擔保信用額度。
- unguaranteed
more formal, less common in everyday use
- secured
the standard opposite, describing a loan backed by collateral
文法句型
unsecured + noun (loan, debt, credit)
be + unsecured
用法筆記
The subject is usually the loan, debt, or credit itself, not the borrower. For example, say 'an unsecured loan' not 'an unsecured borrower'.
常見錯誤
2. not firmly attached, closed, or locked; not protected from danger, risk, or unwa
未固定的
沒有固定好或未受保護的
not firmly attached, closed, or locked; not protected from danger, risk, or unwanted access
Constanza saw the ladder was unsecured against the wall and asked a coworker to hold it.
Constanza 發現梯子靠牆沒有固定好，於是請同事幫忙扶住。
pattern: linking verb + unsecured
Anong reported that the back door was unsecured and quickly turned the lock.
Anong 回報後門沒有鎖好，便迅速轉動了門鎖。
The movers tied down the unsecured boxes in the truck before driving off.
搬家工人把卡車上未固定好的箱子綁緊後才開車離開。
The gardener left the gate unsecured, so the neighbour's dog ran into the yard.
園丁沒有把大門固定好，鄰居的狗就跑進了院子裡。
- loose
more common for physical objects that are not firmly attached
- unlocked
specifically about doors, windows, or containers not secured by a lock
- unfastened
describes something not closed or tied shut
文法句型
be + unsecured
feel/look + unsecured
leave something + unsecured
用法筆記
In this sense, 'unsecured' is often used with verbs of perception (feel, look, seem) or with 'leave' to describe a state of incomplete fastening or protection.