collat

IPA/kəlˈat/
IPA/kəlˈæt/

collat — 名詞

1. a written short form of the word "collateral", referring to property or other va

1.名詞B2
釋義

擔保品

collateral的簡寫,用於金融文件

a written short form of the word "collateral", referring to property or other valuable items that a borrower promises to give to a lender if the loan is not repaid.

例句

The credit officer asked for more collat. before signing off on the small-business loan.

信貸專員在核准小企業貸款前要求更多擔保品。

collat. as a countable noun in finance context

Kim listed the family house as collat. on the mortgage application.

Kim 在房貸申請書上把自家房子列為擔保品。

同義詞
  • collateral

    the full form; use in any formal or official writing

文法句型

collat. (with or without a following noun)

用法筆記

Common in internal banking reports, loan documentation, and financial analysts' notes. The full word "collateral" is preferred in formal contracts and external communications.

常見錯誤

I need to put up collat. for my rent deposit.
I need to put up collat. for my margin loan.
💡'collat.' is not used for everyday deposits; it belongs in investment and lending contexts.