underwrite
/ˌʌndəˈraɪt/ (bre, ipa) · [ˈʌndɚrˌaɪt] /ˌʌndərˈraɪt/ (ame, ipa) · [ˈʌndɚrˌaɪt] /ˈən-dər-ˌrīt How to pronounce underwrite (audio) ˈən-də-, ˌən-dər-ˈrīt, ˌən-də-/ (ame, mw)
underwrite — 動詞
- underwritepresent simple I / you / we / they
- underwriteshe / she / it
- underwrotepast simple
- underwrittenpast participle
- underwriting-ing form
1. When a bank, government, or large company promises to supply the money needed fo
資助；承擔
提供資金並承擔虧損
When a bank, government, or large company promises to supply the money needed for a project or activity and agrees to pay any debts if things go wrong.
A group of international banks agreed to underwrite the new airport construction project.
一群國際銀行同意資助新的機場建設項目。
underwrite + project (financial backing)
Without a major corporation to underwrite the festival, the organizers had to cancel it.
如果沒有大企業來資助這個音樂節，主辦單位只好取消。
The city council voted to underwrite the cost of building the new public library.
市議會投票決定承擔新建公共圖書館的費用。
Three private lenders offered to underwrite the start-up's product launch campaign.
三家民間貸款機構表示願意資助這家新創公司的產品上市活動。
If the government underwrites the railway project, construction can begin next spring.
如果政府承擔這條鐵路項目的經費，明年春天就可以動工。
- cancel
to decide not to go ahead with a project for lack of funding
文法句型
underwrite + noun phrase (project/event/activity)
用法筆記
Subject is usually a bank, government agency, or large corporation. The object is typically a project, event, or business activity — not a person.
常見錯誤
2. In insurance, when a company formally takes on the financial risk of possible da
承保；保險
保險公司同意承擔風險
In insurance, when a company formally takes on the financial risk of possible damage or loss and commits to paying compensation for it as stated in the policy.
Several large firms refused to underwrite insurance for buildings in the flood zone.
有幾家大型公司拒絕為洪水區域內的建築物承保。
refused to underwrite (risk assessment decision)
The company agreed to underwrite a policy covering the cargo ship's Pacific crossing.
該公司同意為貨輪橫越太平洋的航程承保。
underwrite a policy
Before they underwrite your home insurance, they will inspect the roof and the electrical system.
在他們承保你的房屋保險之前，會先檢查屋頂和電路系統。
The broker found an insurance group willing to underwrite the factory against fire and theft.
仲介找到了一家願意為這間工廠承保火災與偷竊險的保險集團。
The insurer took two weeks to decide whether to underwrite the property risk.
保險公司花了兩週時間決定是否要承保這筆財物風險。
文法句型
underwrite + noun phrase (policy/risk/property)
用法筆記
The object can be a type of insurance policy, the property being insured, or the risk itself. Frequently used in business-to-business contexts rather than personal insurance.
常見錯誤
3. When an investment bank promises to purchase any shares from a new stock offer t
包銷；承銷
投資銀行保證買下未售出股票
When an investment bank promises to purchase any shares from a new stock offer that the general public does not buy, so the company raising money is guaranteed to receive the full amount.
The investment bank agreed to underwrite the technology company's initial public offering.
這家投資銀行同意包銷這間科技公司的首次公開募股（IPO）。
underwrite + initial public offering (IPO)
The bank chose to underwrite the stock issue and promised to buy any unsold shares.
這家銀行選擇包銷這次股票發行，並承諾買下所有未售出的股票。
Three major financial institutions competed to underwrite the energy firm's share sale.
三家大型金融機構競相爭取包銷這家能源公司的股票銷售案。
Without a bank to underwrite the shares, the family business could not raise enough capital.
如果沒有銀行包銷股票，這間家族企業就籌不到足夠的資金。
The deal requires a large bank to underwrite up to two million new shares.
這筆交易要求一家大型銀行包銷多達兩百萬股新股。
- guarantee
broader; 'underwrite' is the specific financial mechanism used in share offerings
文法句型
underwrite + noun phrase (share issue/offering/sale)
用法筆記
This sense is specific to investment banking and stock markets. The subject is always an investment bank or a syndicate of banks. The object is the share issue or the offering itself.