non-performing
non-performing — 形容詞
1. used for a loan, investment, or business asset that is no longer bringing in the
不良的
指貸款或資產未帶來預期報酬
used for a loan, investment, or business asset that is no longer bringing in the money or repayment people expected from it.
The bank sold its non-performing loans to another company last year.
那家銀行去年把手上的不良貸款賣給另一家公司。
non-performing + loan
After six quiet months, the hotel became a non-performing asset for Ezra.
在連續六個月冷清之後，這家飯店成了 Ezra 手上的一項不良資產。
became a non-performing asset
Saira warned that the shopping center could soon turn into a non-performing investment.
Saira 警告說，這座購物中心很快就可能變成一筆不良投資。
The investor finally sold the non-performing shares after two years of weak returns.
在連續兩年回報疲弱後，這名投資人終於賣掉那些表現不佳的股票。
Anthony's small branch remained non-performing through the winter despite lower rents.
儘管租金降了下來，Anthony 的小分店整個冬天仍然沒有帶來預期回報。
- underperforming
broader and less technical; it can describe people, teams, or companies, not only financial assets
- unprofitable
stronger on losing money; 'non-performing' can also focus on missing an expected repayment or return
- defaulted
narrower and mainly used for loans where required payments have not been made
- profitable
making money or bringing in a positive return
- income-producing
emphasises that the asset is actively generating money
文法句型
non-performing + loan / asset / investment
become / remain non-performing
用法筆記
Usually used before nouns such as loan, asset, share, or branch in business and finance writing. It often suggests that expected income or repayment has stopped or has fallen well below what was hoped for.