all-risks

all-risks — 形容詞

1. describing an insurance policy that protects the owner against damage or loss ca

1.形容詞B2
釋義

全險

承保所有風險的保單型態

describing an insurance policy that protects the owner against damage or loss caused by any event, unless the policy document explicitly states that a particular event or cause is not covered.

例句

The jewelry store owner bought an all-risks policy to protect against theft and accidental damage.

珠寶店老闆買了一份全險保單，以防遭竊或意外損壞。

Before signing the contract, Ms. Okonkwo checked what her all-risks insurance did not cover.

簽約之前，Okonkwo 女士仔細檢查了她的全險保單不承保哪些項目。

all-risks insurance + checking exclusions

同義詞
反義詞
  • named-perils policy

    lists specific causes of loss that are covered, rather than covering all causes except those excluded

文法句型

all-risks + noun (policy, insurance, cover)

用法筆記

All-risks is used only before a noun — typically policy, insurance, or cover. The hyphen must be kept.

常見錯誤

❌I have all risk insurance for my apartment.
✅I have all-risks insurance for my apartment.
💡The compound is always hyphenated; writing it as two separate words is incorrect.
❌All-risks insurance covers everything with no limits.
✅All-risks insurance covers loss from any cause unless the policy specifically excludes it.
💡Even all-risks policies have exclusions; the name means all risks are covered except those listed as excluded.