garnishment

/ˈɡɑː.nɪʃ.mənt/ (bre, ipa) · /ˈɡɑːr.nɪʃ.mənt/ (ame, ipa) · /ˈgär-nish-mənt/ (ame, mw)

garnishment — 名詞

  • garnishmentsingular
  • garnishmentsplural

1. a legal process authorized by a court, in which money is taken directly from a p

1.名詞B2
釋義

薪資扣押

法院命令從薪資或銀行帳戶扣款償債的程序

a legal process authorized by a court, in which money is taken directly from a person's wages or bank savings to repay an unpaid debt — typically by sending an order to their employer or bank

例句

Theo received a wage garnishment notice after falling behind on his credit card payments for six months.

Theo 在信用卡帳款逾期六個月後,收到了工資扣押的通知。

collocation: wage garnishment notice

A bank account garnishment left Dr. Okafor with no way to pay her rent that month.

銀行帳戶遭到扣押,讓 Okafor 醫生那個月連房租都付不出來。

collocation: bank account garnishment

同義詞
  • wage attachment

    a near-synonym used in some legal systems, though 'attachment' more broadly refers to seizing property before a court judgment

  • debt collection order

    a broader, less technical term for any court order that compels repayment, not limited to earnings or bank accounts

  • income execution

    used in some U.S. states (e.g. New York) as the technical name for wage garnishment

反義詞
  • exemption

    a legal protection that prevents certain income (e.g. social security benefits) from being garnished

  • discharge

    in bankruptcy, a judicial ruling that cancels a debt and therefore stops any garnishment related to it

文法句型

garnishment + of + [wages/bank account]

garnishment + order/notice

用法筆記

Distinguish from lien (a creditor's right to keep property until a debt is repaid) and levy (seizure of property by a tax authority such as the IRS). Garnishment uniquely involves a third party — an employer or bank — who holds the debtor's assets and is legally required — under a court order — to send those assets to the creditor. It is most common in cases of unpaid child support, defaulted student loans, and credit card debt.

常見錯誤

The bank placed a garnishment on my house.
The bank placed a lien on my house.
💡Garnishment targets a person's earnings and bank savings, not real estate. A lien is the correct term for a claim against property.
My employer deducted taxes from my pay — that's a garnishment.
Tax deductions from wages are not garnishment.
💡Garnishment is a court-ordered debt-collection process, not a standard payroll deduction like income tax or social security.