premiums
premiums — 名詞
- premiumssingular
- premiumsesplural
1. an amount of money added to the usual price, especially when something is diffic
溢價；加價
超出常規價格的額外金額
an amount of money added to the usual price, especially when something is difficult to find or has special qualities that people are willing to pay more for.
Fans paid a premium for front-row seats at the pop star's farewell concert.
歌迷們為流行歌星告別演唱會的前排座位支付了溢價。
pay a premium for [something]
During winter, fresh strawberries sell at a premium in most supermarkets.
冬天時，新鮮草莓在多數超市裡都以高價出售。
sell at a premium
Home buyers often pay a premium for houses located near good public schools.
購房者常常為靠近好公立學校的房子支付溢價。
The couple paid a premium for a room with a view of the Eiffel Tower.
這對夫婦為一間能看到艾菲爾鐵塔的房間多付了錢。
文法句型
pay a premium for something
be at a premium
cost a premium
用法筆記
Often appears in the fixed phrase 'at a premium', which can mean either 'at a higher price than usual' or 'in short supply'.
常見錯誤
2. a regular amount of money that a person or business pays to an insurance company
保費
定期支付給保險公司的費用
a regular amount of money that a person or business pays to an insurance company in exchange for financial protection against future accidents, illness, loss, or damage.
Nadia pays her car insurance premium in monthly installments rather than yearly.
Nadia 按月分期支付她的汽車保險費，而不是一次繳一年。
pay [type] insurance premium
Health insurance premiums have risen sharply for small business employees this year.
今年小型企業員工的健康保險費大幅上漲。
insurance premiums (plural)
After the accident, Diego's insurance premium went up by nearly thirty percent.
發生事故後，Diego 的保險費上漲了近百分之三十。
The company offers to cover the full premium for workers who join the health plan.
這家公司願意為加入健康計畫的員工支付全額保費。
Life insurance premiums are lower for younger people in good health.
年輕且健康狀況良好的人，人壽保險費會比較低。
- insurance payment
a more literal and general term
- coverage cost
focuses on the cost of protection, used in insurance discussions
文法句型
pay a premium
insurance premium(s)
用法筆記
In this sense 'premium' is countable and frequently appears in the plural form 'premiums'. The compound 'insurance premium' is common — the type of insurance (health, car, life) usually comes before 'premium'.
常見錯誤
3. a type of car fuel that has a higher octane rating and is more efficient than re
高級汽油
品質較高的汽車燃油
a type of car fuel that has a higher octane rating and is more efficient than regular fuel, often recommended for high-performance engines.
Kenji always puts premium fuel in his sports car for better engine performance.
Kenji 總是為他的跑車加高級汽油，以獲得更好的引擎性能。
put premium fuel in [vehicle]
The mechanic told Amara that her old sedan did not really need premium gasoline.
技師告訴 Amara，她的舊轎車其實不需要加高級汽油。
Premium costs about fifty cents more per gallon than regular unleaded fuel.
高級汽油每加侖比一般無鉛汽油貴大約五毛錢。
Some drivers believe premium gasoline helps their engines run more smoothly.
有些駕駛人認為高級汽油能讓引擎運轉得更平順。
- high-octane fuel
technical term referring to the octane rating
- super unleaded
common term in British English
- regular fuel
standard grade of gasoline with a lower octane rating
- unleaded
standard fuel without lead additives
文法句型
premium fuel
premium gas
premium gasoline
用法筆記
In American English, this sense is often shortened to just 'premium' used as an adjective before 'gas', 'gasoline', or 'fuel'. In British English, 'super unleaded' or 'high-octane fuel' is more common.
常見錯誤
4. something extra, such as a gift, bonus, or special benefit, given to encourage s
獎勵；贈品
為鼓勵購買或行動所提供的額外好處
something extra, such as a gift, bonus, or special benefit, given to encourage someone to buy a product, sign a contract, or take a particular action.
The store gives customers a premium of bonus points for every dollar they spend.
這家商店每消費一美元就贈送顧客紅利點數作為獎勵。
give [someone] a premium of [something]
Omar received a premium of two free movie tickets when he renewed his subscription.
Omar 在續訂會員資格時，獲得了兩張免費電影票作為贈品。
Credit card companies offer travel rewards as a premium to attract new cardholders.
信用卡公司提供旅遊獎勵作為贈品，以吸引新卡友。
The phone company gave a free speaker as a premium for signing a two-year contract.
這家電信公司贈送一個免費喇叭，作為簽訂兩年合約的贈品。
Ananya earned a premium of extra vacation days for completing the training program on time.
Ananya 因按時完成培訓課程而獲得額外休假天數作為獎勵。
文法句型
offer a premium
receive a premium
give [someone] a premium
常見錯誤
premiums — 形容詞
- premiumspositive
- more premiumscomparative
- most premiumssuperlative
1. of the highest quality or standard available, used especially to describe produc
高級；優質
品質高於一般標準的
of the highest quality or standard available, used especially to describe products or services that cost more than the basic version because they offer better materials, features, or comfort.
The hotel offers premium rooms with private balconies and ocean views.
這家飯店提供附有私人陽台和海景的高級客房。
premium + noun (rooms)
Jack chose a premium streaming service that includes live sports and recent movies.
Jack 選擇了一個包含現場體育賽事和新電影的高級串流服務。
Premium ingredients like fresh herbs and imported cheese make this pizza special.
新鮮香草和進口起司等高級食材讓這款披薩與眾不同。
Nadia ordered the premium package, which includes same-day delivery and gift wrapping.
Nadia 訂購了高級方案，包含當日送達和禮品包裝服務。
The airline's premium economy seats offer extra legroom and better meal options.
這家航空公司的豪華經濟艙座位提供更大的腿部空間和更好的餐飲選擇。
- superior
better than average in quality, slightly more formal
- top-quality
emphasises being the best available
- high-end
expensive and of high quality, common in product marketing
- luxury
suggests great comfort and expense, stronger than 'premium'
文法句型
premium + noun
用法筆記
The adjective 'premium' is used only before a noun (attributive position). It is not used after a linking verb — we say 'This is a premium product', not 'This product is premium' in standard English.